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For those of you wishing to take online payments, whether it's for an mp3 download or a sports car, you will need a safe and cost effective method of performing the transactions. At NeonHorizon because we custom design all our websites, whichever payment provider you choose to integrate with, it won't be a problem.
A payment gateway provider is basically an organisation which interfaces between your bank account and your website to process online credit card transactions. It is similar to the companies which supply the point of sale card terminals used in shops but instead of supplying a physical machine they supply an Internet interface to collect the payments.
Depending on the type of transactions you wish to process there are many available options such as Paypal, Google Checkout, Worldpay, etc. each with their own payment structure, advantages and disadvantages. At NeonHorizon, if asked, we recommend Sage Pay. Not only are they recommended by many major banks but they are also recommended by our customers using their services - and thats the best kind of recommendation.
Also unlike many payment providers they offer an excellent value fixed rate service with no individual transaction charges; this makes them ideally suited for many of our customers. For £25 per month Sage Pay will process up to 1000 transactions per quarter; there is no setup fee, no percentage on transations and no additional charges for services such as multiple currencies, fraud screening or deferred payment. This means you can be rest assured its only going to cost you only £25 per month.
At NeonHorizon we will guide you through every step of the way, from helping you complete the Sage Pay application to creating your website and running through test payments with you. Once you are happy you know how the process works we can go live with real money and get your business underway!